Blue Cash Preferred® Card 2026 Review

Blue Cash Preferred® Card4.8/5

American Express

Annual fee
$95
Rewards rate
6%-1%
Welcome Bonus
$300
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 6%Cash back at U.S. Supermarkets on up to $6K per year
  • 6%Cash back on select U.S. streaming subscriptions
  • 3%Cash back at U.S. Gas Stations
  • 3%Cash back on transit
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a one-time $300 cash bonus after spending $3,000 on purchases within the first 6 months from account opening.

Reward Rate:

Earn 6% cash back at U.S. Supermarkets on up to $6K per year in purchases. Enjoy cash back on everyday spending such as streaming, gas, transit, and more.

APR:

19.49%-28.49% Variable APR

The Blue Cash Preferred® Card stands out as the top choice because it offers an impressive 6% cash back on groceries and streaming services, making it ideal for families and frequent shoppers. With a substantial welcome bonus and no annual fee for the first year, it provides exceptional value for everyday spending.

Pros:

  • High cash back on groceries and streaming
  • No annual fee for the first year

Cons:

  • Annual fee after the first year
  • Spending cap on high-reward categories
Apply now →

The Blue Cash Preferred® Card is particularly suitable for families and individuals who spend heavily on groceries and streaming services, given its high rewards rate in these categories. While the annual fee is $95, the card's generous welcome bonus and cash back potential can offset the cost for those who can maximize its benefits.

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