Virgin Money Travel Credit Card 2026 Review

Annual fee
£0
Rewards rate
1%-0.25%
Welcome Bonus
Typically involves earning bonus Virgin Points after making your first purchase within 90 days.
Apply Now →on Virgin Money's website
Regular APR:27.9% APR variable

  • 1%Cashback on spending for the first 90 days
  • 0.25%Cashback on spending thereafter

Welcome Bonus:

Typically involves earning bonus Virgin Points after making your first purchase within 90 days.

Reward Rate:

1% cashback on all spending for the first 90 days, dropping to 0.25% thereafter.

APR:

27.9% APR variable

This card shines for its travel-friendly features, particularly the absence of foreign transaction fees and the introductory 0% interest on purchases. It's designed for those who want to spend abroad without incurring additional costs, making it a solid choice for travelers.

Pros:

  • No foreign exchange fees
  • 0% interest on purchases for 9 months

Cons:

  • Higher fees for cash advances
  • Limited rewards beyond cashback
Apply now →

The Virgin Money Travel Credit Card is well-suited for frequent travelers seeking a cost-effective way to make purchases abroad, thanks to its zero foreign transaction fees and 0% introductory interest on purchases. However, the lack of a welcome bonus and a lower reward rate may make it less appealing for those looking for higher rewards or incentives.

Frequently Asked Questions

Related Guides