Virgin Money Travel Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Virgin Money Travel Credit Card4.2/5

Virgin Money

Annual fee
£0
Rewards rate
1%-0.25%
Welcome Bonus
Typically involves earning bonus Virgin Points after making your first purchase within 90 days.
Apply Now →on Virgin Money's website
Regular APR:27.9% APR variable

  • 1%Cashback on spending for the first 90 days
  • 0.25%Cashback on spending thereafter

Welcome Bonus:

Typically involves earning bonus Virgin Points after making your first purchase within 90 days.

Reward Rate:

1% cashback on all spending for the first 90 days, dropping to 0.25% thereafter.

APR:

27.9% APR variable

This card shines for its travel-friendly features, particularly the absence of foreign transaction fees and the introductory 0% interest on purchases, making it a solid choice for travelers.

Pros:

  • No foreign transaction fees
  • 0% interest on purchases for a limited time

Cons:

  • Cashback drops after the introductory period
  • Higher APR
Apply now →

The Virgin Money Travel Credit Card is an appealing option for frequent travelers who seek to avoid foreign transaction fees and benefit from 0% interest on purchases for an introductory period. With no annual fee and a straightforward rewards structure, this card may be particularly suitable for those who travel occasionally and prefer a straightforward credit card without complex rewards programs.

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