Lloyds Bank Ultra Credit Card
Lloyds Bank
- 1%Cashback on all purchases in the first year
- 0.25%Cashback on all purchases thereafter
1% cashback on all purchases for the first year, dropping to 0.25% thereafter.
1% cashback on all purchases for the first year, dropping to 0.25% thereafter.
12.9% APR variable
The Lloyds Bank Ultra Credit Card shines for its straightforward cashback structure, offering 1% on all purchases for the first year with no annual fee. This makes it an appealing option for everyday spending, especially for those who prefer simplicity in their rewards.
Pros:
- No annual fee
- Straightforward cashback structure
Cons:
- Lower cashback rate after the first year
- Limited rewards compared to others
The Lloyds Bank Ultra Credit Card is well-suited for individuals seeking a straightforward cashback option without an annual fee, particularly those who prioritize uncomplicated rewards on their everyday spending. Its initial 1% cashback rate may appeal to consumers looking for a simple way to earn rewards without the complexity of tiered systems or annual charges.