SimplyCash from American Express
American Express
- 2%Cash back on gas and groceries (up to CA$300/year)
- 1.25%Cash back on all other purchases
Earn 5% cash back on all purchases for the first 3 months, up to CA$2,000.
Earn 2% cash back on gas and groceries (up to CA$300/year), and 1.25% on all other purchases.
The SimplyCash from American Express is an excellent choice for those who want a straightforward cash back card with no annual fee. Its 5% welcome bonus and 2% on groceries make it particularly appealing for new cardholders looking to maximize their rewards.
Pros:
- No annual fee
- Simple cash back structure
Cons:
- Lower rewards on non-grocery purchases
- Limited cash back on gas and groceries
The SimplyCash from American Express is best suited for individuals seeking a no-annual-fee cash back card that offers straightforward rewards on everyday purchases, particularly groceries. With its competitive reward rates and welcome bonus, this card may appeal to new users looking to optimize their cash back earnings without incurring additional costs.