Neo Financial Mastercard 2026 Review

Neo Financial Mastercard4.6/5

Neo Financial

Annual fee
CA$0
Rewards rate
5%-1%
Welcome Bonus
CA$25
Apply Now →on Neo Financial's website

  • 5%Cash back at partner retailers
  • 1%Cash back on all other purchases

Welcome Bonus:

Receive a CA$25 sign-up bonus upon approval.

Reward Rate:

Earn up to 5% cash back at partner retailers and a minimum of 1% on all purchases.

What sets the Neo Financial Mastercard apart is its impressive cash back rate of up to 5% at partner retailers, making it an excellent choice for those who frequently shop at these locations. Additionally, the lack of an annual fee enhances its appeal for budget-conscious consumers.

Pros:

  • No annual fee
  • High cash back potential at partner retailers

Cons:

  • Interest rates can be high
  • Limited to partner retailers for maximum rewards
Apply now →

The Neo Financial Mastercard is particularly suitable for consumers who regularly shop at partner retailers and are looking to maximize their cash back rewards without incurring an annual fee. Its straightforward structure and attractive welcome bonus make it a practical option for budget-conscious individuals seeking to earn rewards on everyday purchases.

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