Tilt Essentials Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Tilt Essentials Credit Card4.6/5

Tilt

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
N/A
Apply Now →on Tilt's website
Regular APR:29.24% Variable APR

  • 3%Cash back on gas and groceries with AutoPay
  • 1%Cash back on all other purchases

Welcome Bonus:

N/A

Reward Rate:

Earn 3% cash back on gas and groceries with AutoPay, and 1% on all other purchases.

APR:

29.24% Variable APR

The Tilt Essentials Credit Card shines for its straightforward rewards structure, offering 3% cash back on gas and groceries when AutoPay is enabled. This makes it an appealing option for those looking to build credit while earning rewards on essential spending.

Pros:

  • No annual fee
  • Strong rewards for everyday spending

Cons:

  • Requires AutoPay for higher rewards
  • No welcome bonus
Apply now →

The Tilt Essentials Credit Card is well-suited for individuals seeking to earn rewards on everyday purchases, particularly in the categories of gas and groceries, without incurring an annual fee. Its straightforward rewards structure makes it a practical choice for those focused on building credit while managing essential expenses.

Frequently Asked Questions