- 2%Points on foreign currency spend
- 1%Points on UK spend
Receive 40,000 reward points when you spend £2,000 in the first 90 days.
Earn 2 points for every £1 spent in foreign currency and 1 point for every £1 spent in the UK.
26.9% APR (variable)
A key differentiator is its lack of an annual fee, making the HSBC Premier Credit Card an excellent choice for those who want to earn rewards without the burden of high costs.
Pros:
- No annual fee
- Good rewards on foreign spending
Cons:
- Limited rewards on UK spending
- Spending requirement for bonus
The HSBC Premier Credit Card is particularly suitable for individuals seeking a no-annual-fee option that allows them to earn rewards on their spending, especially those who can take advantage of the welcome bonus and the ongoing reward rates. Its features may appeal to frequent travelers and those looking for a cost-effective way to accumulate points without incurring additional fees.