American Express Basic Business Card
American Express
- 1%Membership Rewards points on spending
Earn 20,000 Membership Rewards points when you spend £3,000 in the first three months.
Earn 1 Membership Rewards point per £1 spent.
26.9% Variable APR
The American Express Basic Business Card is an excellent entry-level option for businesses looking to earn rewards without incurring annual fees. Its straightforward earning structure allows businesses to accumulate points on their spending, making it a practical choice for those starting out.
Pros:
- No annual fee
- Flexible spending power
Cons:
- High APR if not paid in full
- Limited rewards compared to premium cards
The American Express Basic Business Card is well-suited for new or small businesses seeking to build their rewards without the burden of an annual fee. Its simple rewards structure and welcome bonus make it an attractive option for those looking to maximize their spending while keeping costs low.