Neo Credit Card (Neo Mastercard) 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Neo Credit Card (Neo Mastercard)4.2/5

Neo Financial

Annual fee
CA$0
Rewards rate
5%-1%
Welcome Bonus
CA$25
Apply Now →on Neo Financial's website

  • 5%Cash back at partner retailers
  • 2%Cash back on groceries
  • 1%Cash back on all other purchases

Welcome Bonus:

Get CA$25 just for signing up and activating the card.

Reward Rate:

Earn up to 5% cash back at partner retailers, 2% on groceries, and 1% on everything else.

The Neo Credit Card is designed for those looking to build credit while earning cash back on everyday purchases. Its tiered rewards structure and no annual fee make it an attractive option for new cardholders.

Pros:

  • No annual fee
  • High cash back at partner retailers

Cons:

  • Variable interest rates
  • Limited to specific partners for maximum rewards
Apply now →

The Neo Credit Card is suitable for individuals seeking to build their credit while earning cash back on everyday purchases, particularly those who prefer a no-annual-fee option. Its tiered rewards structure offers flexibility, making it an appealing choice for new cardholders looking to maximize their spending benefits.

Frequently Asked Questions