- 1.5Adapta points per $1 spent in top 3 categories
- 1Adapta points per $1 on all other purchases
Receive a Welcome Bonus of 3,000 Adapta Points after your first purchase.
Earn 1.5 Adapta points per $1 spent in your top 3 spend categories and 1 point per $1 on all other purchases.
What sets the CIBC Adapta™ Mastercard® for Students apart is its unique rewards structure that allows cardholders to earn more points in their top spending categories. This flexibility makes it an excellent choice for students who want to maximize their rewards based on their spending habits.
Pros:
- No annual fee
- Flexible rewards structure
Cons:
- Points can be complex to redeem
- Limited to student applicants
The CIBC Adapta™ Mastercard® for Students is well-suited for students looking to manage their finances without incurring an annual fee while also taking advantage of a flexible rewards structure. Its ability to earn higher points in preferred spending categories makes it a practical option for those who want to maximize rewards according to their individual spending patterns.