ATB Gold My Rewards Mastercard 2026 Review

Annual fee
CA$0
Rewards rate
3%-1.5%
Welcome Bonus
10,000 points
Apply Now →on ATB Financial's website

  • 3%Points on eligible purchases
  • 1.5%Points on all other purchases

Welcome Bonus:

Earn 10,000 welcome bonus points ($50 value).

Reward Rate:

Earn 3 points per $1 spent on eligible purchases with select merchants and 1.5 points per $1 spent on any other purchases.

The ATB Gold My Rewards Mastercard shines for its generous points structure, allowing cardholders to earn accelerated rewards on eligible purchases, making it a great choice for newcomers looking to build credit while enjoying rewards.

Pros:

  • No annual fee
  • Accelerated points on eligible purchases

Cons:

  • Limited to select merchants for higher points
  • Requires in-person appointment to apply
Apply now →

The ATB Gold My Rewards Mastercard is well-suited for individuals seeking a no-annual-fee credit card that offers a competitive rewards structure, particularly those who make regular purchases in categories with higher earning rates. With its welcome bonus and potential for points accumulation, it can be an appealing option for newcomers to credit seeking to enhance their financial profile while enjoying rewards.

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