Virgin Money All Round Credit Card
Virgin Money
- 1%Cashback for the first 90 days
- 0.25%Cashback after the first 90 days
Earn 1% cashback for the first 90 days. 0.25% cashback after that.
Earn cashback on spending for the first 90 days and 0.25% thereafter.
27.9% Variable APR
The Virgin Money All Round Credit Card stands out as the top choice because it offers a long 0% interest period on both purchases and balance transfers, making it ideal for those looking to manage their spending without incurring interest.
Pros:
- 0% interest on purchases for up to 16 months
- No annual fee
Cons:
- Cashback capped at £15 per month
- Variable APR can be high
The Virgin Money All Round Credit Card is well-suited for individuals seeking to manage their finances effectively through a 0% interest period on purchases and balance transfers, particularly those who prefer a no-annual-fee option. While it lacks a welcome bonus, the reward rate remains competitive for everyday spending, making it a viable choice for users focused on budgeting and debt management.