- No rewards breakdown available
The Virgin Money 12 Month Balance Transfer Credit Card primarily focuses on 0% interest on balance transfers and purchases for 12 months, rather than offering a specific cash or points-based welcome bonus.
Typically does not include rewards points or cashback.
29.9% Variable APR
This card shines for its 0% interest offer on balance transfers and purchases for 12 months, making it an ideal choice for those looking to manage existing debt without incurring interest. Its straightforward terms and lack of annual fees add to its appeal.
Pros:
- 0% interest on balance transfers for 12 months
- No annual fee
Cons:
- No rewards program
- Limited promotional period
The Virgin Money 12 Month Purchase and Balance Transfer Credit Card is well-suited for individuals seeking to consolidate existing debt or make significant purchases without incurring interest for the first year. Its lack of annual fees and clear terms make it a practical option for those focused on financial management and cost savings.