- 1%Points earned for every £4 spent in Tesco
- 0.125%Points earned for every £8 spent outside of Tesco
The Tesco Bank Foundation Credit Card generally does not offer a specific, upfront welcome points bonus, focusing instead on helping users build credit.
1 point earned for every £4 spent in Tesco (including fuel, excluding Esso) and 1 point for every £8 spent outside of Tesco.
29.9% Variable APR
The Tesco Bank Foundation Clubcard Credit Card stands out as the top choice because it provides a straightforward way to build credit while earning points on everyday spending at Tesco. Its lack of an annual fee and focus on credit building makes it an excellent option for those new to credit.
Pros:
- No annual fee
- Helps build credit
Cons:
- Limited rewards outside Tesco
- No upfront welcome bonus
The Tesco Bank Foundation Clubcard Credit Card is particularly suitable for individuals looking to establish or improve their credit history without incurring annual fees. Its reward structure offers modest benefits for everyday spending at Tesco, making it a practical choice for new credit users seeking to build their credit profile while earning points.