Santander Rewards Credit Card 2026 Review

Annual fee
£0
Rewards rate
3%-0.25%
Welcome Bonus
Up to £40 in Uber vouchers
Apply Now →on Santander's website
Regular APR:24.9% variable

  • 3%Cashback on eligible purchases in the first year
  • 0.25%Cashback on all other purchases

Welcome Bonus:

New Santander customers opening a Rewards Credit Card can receive up to £40 in Uber vouchers.

Reward Rate:

Earn 3% cashback on everyday spending during your first year.

APR:

24.9% variable

The Santander Rewards Credit Card offers a compelling introductory cashback rate, making it a top choice for new customers looking to maximize their rewards on everyday spending.

Pros:

  • High cashback rate in the first year
  • No monthly account fee

Cons:

  • Cashback drops significantly after the first year
  • Limited to certain spending categories
Apply now →

The Santander Rewards Credit Card is particularly suitable for individuals who frequently use their card for everyday purchases and are looking to benefit from a straightforward cashback rewards program without incurring an annual fee. With its tiered reward structure and welcome bonus, it may appeal to those seeking to enhance their spending with added value, especially if they are new to credit cards.

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