NatWest Reward Credit Card 2026 Review

Annual fee
£24
Rewards rate
1%-15%
Welcome Bonus
No traditional lump-sum welcome bonus.
Apply Now →on NatWest's website
Regular APR:24.9% Variable APR

  • 1%Cashback on supermarket spending
  • 15%Cashback with partner retailers

Welcome Bonus:

No traditional lump-sum welcome bonus.

Reward Rate:

Earn 1% back on supermarket spending and up to 15% with partner retailers.

APR:

24.9% Variable APR

A key differentiator for the NatWest Reward Credit Card is its MyRewards program, allowing cardholders to earn cashback on a variety of purchases, making it versatile for everyday use.

Pros:

  • Cashback on supermarket spending
  • Flexible redemption options

Cons:

  • Annual fee applies
  • No upfront welcome bonus
Apply now →

The NatWest Reward Credit Card may be suitable for individuals who frequently make everyday purchases and prefer earning cashback through a structured rewards program. With a modest annual fee and the potential to earn up to 15% on select transactions, it is an attractive option for those looking to maximize their spending rewards without the complexity of a tiered point system.

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