NatWest Reward Credit Card 2026 Review

Annual fee
£24
Rewards rate
15%-1%
Welcome Bonus
N/A
Apply Now →on NatWest's website
Regular APR:24.9% APR (variable)

  • 15%Cashback from chosen partner retailers
  • 1%Cashback on eligible travel spending

Welcome Bonus:

N/A

Reward Rate:

Enjoy 1% back in Rewards on eligible travel spending and 1%-15% back in Rewards from chosen partner retailers.

APR:

24.9% APR (variable)

The standout feature of the NatWest Reward Credit Card is its ability to earn up to 15% cashback from selected partner retailers, making it an excellent choice for those who frequently shop with these partners. Additionally, it offers 1% back on travel spending, providing a versatile rewards structure for various spending habits.

Pros:

  • High cashback potential with partner retailers
  • No foreign transaction fees

Cons:

  • Annual fee applies
  • Limited to specific categories for higher rewards
Apply now →

The NatWest Reward Credit Card is well-suited for consumers who regularly shop with partner retailers and value cashback rewards, particularly those who can maximize the 15% cashback offers. With a low annual fee and straightforward rewards structure, it may appeal to individuals looking for a practical credit card that delivers value through everyday spending.

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