Annual fee
£0
Rewards rate
0.5%-0%
Welcome Bonus
N/A
Apply Now →on Nationwide's website
Regular APR:24.9% Variable APR
- 0.5%Cashback on sterling purchases
Welcome Bonus:
N/A
Reward Rate:
0.5% cashback on sterling purchases for main current account holders.
APR:
24.9% Variable APR
A key feature of this card is its dual benefit of 0% interest on both purchases and balance transfers, making it a versatile option for managing finances effectively.
Pros:
- 0% interest on purchases and balance transfers
- No foreign transaction fees
Cons:
- Transfer fee applies
- Limited to existing customers
The Nationwide Purchase and Balance Transfer Credit Card may be suitable for individuals seeking a cost-effective way to manage existing debt while also making new purchases, given its 0% interest rate on both balance transfers and purchases for a limited period. However, those looking for rewards or welcome bonuses may find this card less appealing due to its minimal reward rate and absence of an introductory offer.