Annual fee
£0
Rewards rate
15%-0%
Welcome Bonus
Introductory 0% interest periods for purchases and balance transfers.
Apply Now →on MBNA's website
Regular APR:24.9% Variable APR
- 15%Cashback with Smart Rewards at select retailers
- 0%Standard cashback rate
Welcome Bonus:
Introductory 0% interest periods for purchases and balance transfers.
Reward Rate:
Earn up to 15% cashback with Smart Rewards at select retailers.
APR:
24.9% Variable APR
What sets the MBNA Limited Platinum Visa apart is its focus on introductory 0% interest periods for purchases and balance transfers, making it a solid choice for those looking to manage debt effectively.
Pros:
- 0% interest on balance transfers
- Flexible cashback options
Cons:
- Higher APR after promotional period
- Limited rewards structure
The MBNA Limited Platinum Visa is particularly suitable for individuals seeking to consolidate existing debt or finance new purchases without incurring interest charges for an introductory period, given its lack of an annual fee and 0% interest offers. However, those looking for ongoing rewards or a welcome bonus may find this card less appealing.