Lloyds Bank Premium Low Rate Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Lloyds Bank Premium Low Rate Credit Card4.6/5

Lloyds Bank

Annual fee
£0
Rewards rate
1%-0.25%
Welcome Bonus
N/A
Apply Now →on Lloyds Bank's website
Regular APR:12.9% Variable APR

  • 1%Cashback on all card purchases in the first year
  • 0.25%Cashback after the first year

Welcome Bonus:

N/A

Reward Rate:

Lloyds Bank doesn't have a single 'Premium Low Rate' card with specific rewards; instead, they offer different cards for various needs, like the Lloyds Ultra Card for cashback.

APR:

12.9% Variable APR

The standout feature of the Lloyds Bank Premium Low Rate Credit Card is its competitive APR, making it an excellent choice for those who prioritize low interest rates over rewards. This card is designed for everyday use, providing a reliable option for managing expenses without incurring high fees.

Pros:

  • Low APR
  • No annual fee

Cons:

  • Limited rewards structure
  • Not focused on cashback
Apply now →

The Lloyds Bank Premium Low Rate Credit Card is well-suited for individuals seeking to minimize interest costs on their outstanding balances, especially those who do not prioritize rewards or welcome bonuses. With its competitive APR and no annual fee, this card offers a practical solution for managing everyday expenses effectively.

Frequently Asked Questions

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