John Lewis Partnership Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-1%
Welcome Bonus
Double points
Apply Now →on John Lewis's website
Regular APR:29.9% Variable APR

  • 5%Points at John Lewis and Waitrose
  • 1%Points on other purchases

Welcome Bonus:

Earn double points for the first 60 days on eligible spend at John Lewis and Waitrose.

Reward Rate:

5 points per £4 at John Lewis and Waitrose, 1 point per £10 elsewhere.

APR:

29.9% Variable APR

A key differentiator for the John Lewis Partnership Credit Card is its ability to earn double points for the first 60 days, making it a great option for new customers looking to maximize their rewards at John Lewis and Waitrose.

Pros:

  • Double points for new customers
  • No annual fee

Cons:

  • Lower points earning rate outside of John Lewis and Waitrose
  • Variable APR
Apply now →

The John Lewis Partnership Credit Card may be suitable for frequent shoppers at John Lewis and Waitrose, particularly those looking to benefit from a no-annual-fee card that offers a competitive rewards structure, especially during the initial two months. However, potential users should consider their shopping habits and whether the reward points align with their spending preferences to fully capitalize on the card's benefits.

Frequently Asked Questions

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