- 4%Points on foreign currency spend
- 2%Points on UK spend
Receive 40,000 reward points when you spend £2,000 in the first 90 days.
Earn 4 points for every £1 spent abroad and 2 points for every £1 spent in the UK.
100.2% APR (variable)
What sets the HSBC Premier World Elite Mastercard apart is its generous rewards structure, offering 4 points per £1 spent abroad, making it a strong choice for international travelers.
Pros:
- Strong rewards for international spending
- Decent welcome bonus
Cons:
- Annual fee is moderate
- Limited rewards on UK spend
The HSBC Premier World Elite Mastercard is best suited for frequent international travelers who can take advantage of its high rewards rate on foreign spending and are comfortable with the substantial annual fee. With a solid welcome bonus and robust rewards structure, it offers significant value for those who maximize its benefits while maintaining a lifestyle that aligns with the card's premium features.