Discover it Secured Credit Card
Discover
- 2%Cash back at gas stations and restaurants (on up to $1,000 in combined purchases per quarter)
- 1%Cash back on all other purchases
Automatically matches all cash back earned at the end of the first 12 billing cycles.
Earn 2% cash back at gas stations and restaurants (on up to $1,000 in combined purchases per quarter) and unlimited 1% on all other purchases.
26.49% Variable APR
A key differentiator for the Discover it Secured Credit Card is its unique Cashback Match feature, which doubles all cash back earned in the first year. This makes it an attractive option for those looking to build credit while also earning rewards.
Pros:
- No annual fee
- First-year Cashback Match
Cons:
- Requires a refundable security deposit
- Limited to cash back categories
The Discover it Secured Credit Card is well-suited for individuals looking to build or rebuild their credit history while earning rewards, particularly due to its Cashback Match feature in the first year. With no annual fee and a straightforward rewards structure, it can serve as a practical option for those who may be new to credit or seeking to improve their credit score.