- 8%Cash back on Capital One Entertainment purchases
- 5%Cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- 4%Cash back on entertainment
- 3%Cash back at grocery stores, dining, and popular streaming services
- 1%Cash back on all other purchases
Earn a one-time £200 cash bonus once you spend £500 on purchases within the first 3 months from account opening.
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases. Earn 8% cash back on Capital One Entertainment purchases. Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.
18.74%-28.74% Variable APR
Chase Freedom Unlimited® stands out as the top choice because it offers a remarkable rewards structure with no annual fee, making it accessible for everyday spenders. Its high cash back rates on groceries, dining, and entertainment, along with a generous welcome bonus, earn it the #1 spot in this category.
Pros:
- No annual fee
- High rewards on everyday categories
Cons:
- Variable APR can be high
- Some exclusions apply
The Chase Freedom Unlimited® is well-suited for individuals seeking a straightforward rewards card with no annual fee and competitive cash back rates on everyday purchases. Its appealing welcome bonus and versatile earning potential make it an ideal choice for those who prioritize maximizing their rewards on common spending categories.