Chase Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Chase Credit Card4.8/5

Chase

Annual fee
£0
Rewards rate
2%-0%
Welcome Bonus
N/A
Apply Now →on Chase's website
Regular APR:24.9% p.a. APR(variable)

  • 2%Cashback on spending

Welcome Bonus:

N/A

Reward Rate:

Earn 2% cashback on your spending, depending on your personalised Everyday Cashback offer.

APR:

24.9% p.a. APR(variable)

The Chase Credit Card stands out as the top choice because it offers a lengthy 15-month 0% interest on purchases, making it ideal for those looking to manage their spending without accruing interest. Additionally, the absence of foreign transaction fees enhances its appeal for international use.

Pros:

  • No foreign exchange fees
  • 15 months of 0% interest on purchases

Cons:

  • Requires a Chase current account
  • Cashback rate may vary
Apply now →

The Chase Credit Card is well-suited for individuals seeking to finance purchases over an extended period without incurring interest, thanks to its 15-month 0% introductory offer. Additionally, its lack of foreign transaction fees makes it a practical option for frequent travelers, though those expecting a welcome bonus or high rewards rate may need to consider alternative cards.

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