Capital on Tap Free Rewards Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Capital on Tap Free Rewards Card4.6/5

Capital on Tap

Annual fee
£0
Rewards rate
1%-1%
Welcome Bonus
£75
Apply Now →on Capital on Tap's website
Regular APR:14.4%-36.19% Variable APR

  • 1%Cashback on all spending

Welcome Bonus:

Earn a 7,500-point bonus (worth £75) by using a specific referral code upon sign-up and making a transaction within 30 days.

Reward Rate:

Earn 1% uncapped cashback on all spending.

APR:

14.4%-36.19% Variable APR

What sets the Capital on Tap Free Rewards Card apart is its straightforward cashback structure and lack of annual fees, making it an excellent option for those looking to maximize their spending without incurring extra costs.

Pros:

  • No annual fee
  • Straightforward cashback structure

Cons:

  • Lower reward rate compared to competitors
  • Limited bonus opportunities
Apply now →

The Capital on Tap Free Rewards Card is well-suited for individuals seeking a no-annual-fee credit card with a simple cashback structure. Its straightforward rewards system makes it an appealing choice for budget-conscious consumers who want to earn cashback on their everyday spending without additional costs.

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