Capital on Tap Business Credit Card 2026 Review

Annual fee
£0
Rewards rate
1%-0%
Welcome Bonus
10,500 points
Apply Now →on Capital on Tap's website
Regular APR:13.86% Variable APR

  • 1%Cashback on all card spend

Welcome Bonus:

Receive 10,500 points, worth £105 cashback or 10,500 Avios, as a sign-up bonus when you spend £5,000 in your first three months.

Reward Rate:

Earn 1 point for every £1 spent.

APR:

13.86% Variable APR

A key differentiator is its uncapped cashback structure, allowing businesses to earn rewards on every pound spent without worrying about limits, making it a valuable tool for managing business expenses.

Pros:

  • Uncapped cashback
  • No annual fee

Cons:

  • Limited to business spending
  • Higher spending required for bonuses
Apply now →

The Capital on Tap Business Credit Card is particularly suitable for small to medium-sized businesses that prioritize cash flow management and seek to earn rewards on their everyday expenses without the constraints of an annual fee or cashback limits. Its straightforward rewards structure and welcome bonus further enhance its appeal for business owners looking to optimize their spending.

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