Capital on Tap Business Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Capital on Tap Business Credit Card4.8/5

Capital on Tap

Annual fee
£0
Rewards rate
1%-1%
Welcome Bonus
10,500 points
Apply Now →on Capital on Tap's website
Regular APR:13.86%-null

  • 1%Cashback on all purchases

Welcome Bonus:

Receive 10,500 points, worth £105 cashback or 10,500 Avios, as a sign-up bonus · Spend £5,000 in your first three months to qualify for the sign-up bonus.

Reward Rate:

Earn 1% cashback on every purchase, with no limits.

APR:

13.86%-null

The Capital on Tap Business Credit Card stands out as the top choice because it offers uncapped 1% cashback on all purchases, making it ideal for businesses looking to maximize their rewards without worrying about limits or annual fees.

Pros:

  • No joining or annual fees
  • Uncapped cashback

Cons:

  • Requires a minimum spend to earn cashback
  • Limited to business use
Apply now →

The Capital on Tap Business Credit Card is suitable for small to medium-sized businesses seeking a straightforward rewards structure with no annual fee. Its uncapped 1% cashback on all purchases and a welcome bonus of 10,500 points make it a practical option for business owners looking to enhance their cash flow while earning rewards on everyday expenses.

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