British Airways American Express® Credit Card 2026 Review

Annual fee
£0
Rewards rate
1%-0.5%
Welcome Bonus
5,000 Avios
Apply Now →on American Express's website
Regular APR:29.1% variable

  • 1%Avios on all purchases

Welcome Bonus:

Collect 5,000 bonus Avios when you spend £2,000 in the first three months of Cardmembership.

Reward Rate:

Collect 1 Avios for every £1 spent on all purchases.

APR:

29.1% variable

What sets the British Airways American Express® Credit Card apart is its no annual fee structure, making it accessible for those who want to earn Avios without a hefty cost.

Pros:

  • No annual fee
  • Easy to earn Avios on everyday spending

Cons:

  • Lower rewards rate compared to premium options
  • Limited additional benefits
Apply now →

The British Airways American Express® Credit Card is well-suited for individuals who frequently fly with British Airways and seek to accumulate Avios without an annual fee. Its modest reward rate and welcome bonus make it an appealing option for occasional travelers or those new to travel rewards, though more avid frequent flyers may find more rewarding alternatives.

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