Amex Preferred Rewards Gold
American Express
- 3%Points on travel and hotels
- 1%Points on all other purchases
Earn 20,000 Membership Rewards points when you spend £3,000 in your first three months.
Earn points on travel, hotels, shopping and more.
86.3% Variable APR
The Amex Preferred Rewards Gold card is the best option for frequent travelers, offering a robust rewards structure with 3 points per £1 spent on travel and hotels, plus a generous welcome bonus that can significantly enhance your points balance.
Pros:
- High rewards on travel
- Free first year
Cons:
- High annual fee after the first year
- High APR
The Amex Preferred Rewards Gold card is well-suited for individuals who frequently travel and wish to maximize their rewards on travel-related expenses, thanks to its competitive earn rate and appealing welcome bonus. However, those who do not spend heavily in this category may find better value in alternative credit cards with different reward structures.