American Express Preferred Rewards Gold Credit Card
American Express
- 3%Points on travel and foreign currency purchases
- 2%Points on select categories
- 1%Points on general spending
Earn 20,000 Membership Rewards® bonus points when you spend £3,000 in your first three months of Cardmembership.
Earn 1 Membership Rewards point for every £1 spent, with higher rates on travel and foreign currency purchases.
85.8% Variable APR
The American Express Preferred Rewards Gold Credit Card shines for its robust rewards program, offering a substantial welcome bonus and the potential to earn points at an accelerated rate on travel-related purchases, making it a great choice for frequent travelers.
Pros:
- Generous welcome bonus
- Waived annual fee for the first year
Cons:
- High annual fee after the first year
- High APR
The American Express Preferred Rewards Gold Credit Card is well-suited for frequent travelers who can take advantage of its generous rewards program and welcome bonus, although the annual fee may be a consideration for those who do not use the card extensively for travel-related expenses. Overall, it offers valuable benefits for cardholders who prioritize earning points on their travel purchases.