American Express Platinum Cashback Everyday Credit Card 2026 Review

Annual fee
£0
Rewards rate
5%-0.75%
Welcome Bonus
5% cashback
Apply Now →on American Express's website
Regular APR:29.1% APR variable

  • 5%Cashback on purchases for the first 5 months
  • 0.75%Cashback on all other purchases

Welcome Bonus:

Get 5% cashback on your purchases for the first 5 months, up to a maximum of £125.

Reward Rate:

Earn 5% cashback on purchases for the first 5 months, then 0.75% on all other purchases.

APR:

29.1% APR variable

What sets the American Express Platinum Cashback Everyday Credit Card apart is its high initial cashback rate of 5% on all purchases for the first five months, making it an excellent choice for new cardholders looking to maximize rewards.

Pros:

  • No annual fee
  • High cashback rate initially

Cons:

  • Limited time for high cashback
  • Lower cashback rate after initial period
Apply now →

The American Express Platinum Cashback Everyday Credit Card is well-suited for individuals who anticipate making significant purchases in the initial months, allowing them to benefit from the high introductory cashback rate. With no annual fee and a tiered rewards structure, it is particularly advantageous for those who prefer to earn cashback without incurring additional costs.

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