American Express Everyday Cashback Credit Card 2026 Review

Annual fee
£0
Rewards rate
1%-0.5%
Welcome Bonus
5% cashback
Apply Now →on American Express's website
Regular APR:29.1% variable

  • 5%Cashback on purchases for the first five months
  • 1%Cashback on spending above £10,000
  • 0.5%Cashback on spending up to £10,000

Welcome Bonus:

Get 5% cashback on purchases (up to £125) for the first five months.

Reward Rate:

Earn 0.5% cashback on annual spending up to £10,000, and 1% on spending above £10,000.

APR:

29.1% variable

This card shines for its initial offer of 5% cashback on purchases for the first five months, making it an excellent choice for new cardholders looking to maximize their rewards quickly. Its straightforward cashback structure is appealing for those who prefer cash rewards over points.

Pros:

  • No annual fee
  • High initial cashback rate

Cons:

  • Limited cashback after initial period
  • Minimum spend required for cashback
Apply now →

The American Express Everyday Cashback Credit Card is well-suited for individuals seeking a no-annual-fee card that offers a straightforward cashback structure, particularly those who can take advantage of the generous 5% cashback offer in the initial months. Its simplicity and immediate rewards make it a practical choice for new cardholders who prioritize cash rewards over loyalty points.

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