American Express Business Gold Card 2026 Review

Annual fee
£0
Rewards rate
2%-1%
Welcome Bonus
60,000 points
Apply Now →on American Express's website
Regular APR:29.1% p.a. (variable)

  • 2%Points on eligible travel purchases
  • 1%Points on all other purchases

Welcome Bonus:

Earn 60,000 Membership Rewards points when you spend £6,000 in the first three months.

Reward Rate:

Earn 2 Membership Rewards points for every £1 spent on eligible travel purchases and 1 point for every £1 spent on other purchases.

APR:

29.1% p.a. (variable)

The standout feature of the American Express Business Gold Card is its generous welcome bonus and the ability to earn double points on travel expenses. This card is designed for business owners looking to maximize rewards while managing their cash flow effectively.

Pros:

  • No annual fee for the first year
  • High rewards on business spending

Cons:

  • Limited benefits compared to personal cards
  • Annual fee applies after the first year
Apply now →

The American Express Business Gold Card is well-suited for small business owners who frequently incur travel expenses and are looking to leverage a high rewards rate while benefiting from a substantial welcome bonus. Its lack of an annual fee enhances its appeal for those seeking to optimize their business spending without a significant upfront cost.

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