American Express Business Gold Card 2026 Review

Annual fee
£195
Rewards rate
4%-1%
Welcome Bonus
20,000 points
Apply Now →on American Express's website

  • 4%Points on top business categories
  • 3%Points on flights/prepaid hotels
  • 1%Points on other purchases

Welcome Bonus:

Earn 20,000 Membership Rewards points when you spend £3,000 in your first three months.

Reward Rate:

Earn 4X points on the top two eligible spending categories each billing cycle.

What sets the American Express Business Gold Card apart is its ability to earn 4X points on top business categories, making it ideal for businesses that frequently spend in those areas. This card is particularly beneficial for those who want to maximize their rewards while managing their expenses effectively.

Pros:

  • Flexible spending power
  • High rewards on business categories

Cons:

  • Annual fee applies
  • Requires full balance payment monthly
Apply now →

The American Express Business Gold Card is best suited for businesses that regularly incur expenses in its top earning categories, allowing them to maximize rewards effectively. With a £195 annual fee and a competitive welcome bonus, it may appeal to small to medium-sized enterprises looking to enhance their reward potential while managing business expenditures.

Frequently Asked Questions

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