TD Student Credit Card 2026 Review

Annual fee
CA$0
Rewards rate
3%-0.5%
Welcome Bonus
CA$50
Apply Now →on TD's website

  • 3%Points on groceries, dining, and transit
  • 0.5%Points on all other purchases

Welcome Bonus:

Earn 15,152 TD Rewards Points after spending CA$500 within the first 90 days.

Reward Rate:

Earn 3x points on groceries, dining, and transit, and 0.5% on everything else.

The TD Student Credit Card is tailored for students, providing a robust rewards structure that maximizes points on essential spending categories. With no annual fee and a generous welcome bonus, it’s an excellent option for students looking to build credit while earning rewards.

Pros:

  • No annual fee
  • High rewards on essential categories

Cons:

  • Limited to student applicants
  • Lower rewards on non-eligible categories
Apply now →

The TD Student Credit Card is a suitable option for college and university students who want to establish their credit history while earning rewards on everyday purchases. With no annual fee and a competitive rewards structure, it caters to those who prioritize financial flexibility and responsible credit use during their studies.

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