TD Cash Back Visa Infinite Card 2026 Review

Annual fee
CA$139
Rewards rate
3%-1%
Welcome Bonus
Up to CA$600
Apply Now →on TD Canada Trust's website

  • 3%Cash back on groceries, gas, and recurring bills
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn up to CA$600 in value, including 10% cash back on eligible purchases in the first 3 months.

Reward Rate:

Earn 3% cash back on groceries, gas, and recurring bills, and 1% on all other purchases.

A key differentiator for the TD Cash Back Visa Infinite Card is its robust cash back earning potential, particularly on essential spending categories like groceries and gas. This card is designed for high-spending households looking to maximize their rewards.

Pros:

  • High cash back rates on essential purchases
  • First-year fee rebate available

Cons:

  • Annual fee applies after the first year
  • Income requirements may limit eligibility
Apply now →

The TD Cash Back Visa Infinite Card is well-suited for high-spending households that frequently purchase groceries and gas, offering a compelling cash back earning potential to those who can take full advantage of its tiered rewards structure. However, the annual fee of CA$139 may be a consideration for consumers who do not consistently meet the spending thresholds required to maximize rewards.

Frequently Asked Questions

Related Guides