- 1%Cash back on eligible purchases
- 0.5%Cash back on all other purchases
Welcome Bonus of 10% in Cash Back Dollars applies to new TD Cash Back Visa Accounts in the first 3 months.
Earn 1% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming.
This card shines for its accessibility, offering a flat 1% cash back on essential purchases without an annual fee, making it a practical choice for students and budget-conscious consumers.
Pros:
- No annual fee
- Good cash back on everyday spending
Cons:
- Lower rewards on non-bonus categories
- Spend caps on bonus categories
The TD Cash Back Visa Card is a suitable option for individuals seeking a straightforward cash back rewards program without an annual fee, particularly appealing to students and budget-conscious consumers who prioritize essential purchases. Its flat 1% reward rate and welcome bonus further enhance its attractiveness for those looking to maximize their spending efficiency.