TD Cash Back Visa Card 2026 Review

Annual fee
CA$0
Rewards rate
1%-0.5%
Welcome Bonus
CA$350
Apply Now →on TD's website

  • 1%Cash back on groceries, gas, and public transit
  • 0.5%Cash back on all other purchases

Welcome Bonus:

Earn up to $350 in value, including 10% cash back on eligible purchases for the first 3 months.

Reward Rate:

Earn 1% cash back on groceries, gas, electric vehicle charging, public transit, and recurring bills, and 0.5% on all other purchases.

The TD Cash Back Visa Card is a solid choice for those looking to earn cash back on everyday expenses without an annual fee, making it accessible for a wide range of consumers.

Pros:

  • No annual fee
  • Cash back on essential spending categories

Cons:

  • Lower cash back on non-eligible categories
  • Limited to $5,000 annual spend per category
Apply now →

The TD Cash Back Visa Card is well-suited for individuals seeking a straightforward cash back option on everyday purchases, particularly those who prefer a no-annual-fee structure. With its modest reward rates and welcome bonus, it may appeal to budget-conscious consumers looking to maximize their cash back rewards without incurring additional costs.

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