Annual fee
CA$0
Rewards rate
2%-0.5%
Welcome Bonus
CA$100
Apply Now →on Tangerine's website
- 2%Cash back in up to 3 customizable categories
- 0.5%Cash back on all other purchases
Welcome Bonus:
Get $100 with a Money-Back. Spend $1,500 in your first 3 months to enjoy this Bonus.
Reward Rate:
Get unlimited 2% cash back in up to 3 categories of your choice with a savings account + 0.5% back on everything else.
This card shines for its flexibility, allowing cardholders to choose their preferred cash back categories, making it a great starter card for those new to cash back rewards.
Pros:
- No annual fee
- Customizable cash back categories
Cons:
- Lower cash back on non-category purchases
- Limited to 3 categories
The Tangerine Money-Back World Mastercard offers a no-annual-fee option with customizable cash back categories, making it particularly suitable for individuals seeking flexibility in their rewards structure. It is an ideal choice for new credit card users looking to maximize cash back on their everyday spending while maintaining low costs.