SimplyCash Card from American Express 2026 Review

Annual fee
CA$0
Rewards rate
4%-1.25%
Welcome Bonus
Up to CA$100
Apply Now →on American Express's website

  • 4%Cash back on eligible gas and groceries
  • 1.25%Cash back on all other purchases

Welcome Bonus:

By earning a bonus 5% cash back on all purchases in your first 3 months.

Reward Rate:

Earn 4% on eligible gas and groceries, and 1.25% on all other purchases.

The SimplyCash Card from American Express is a fantastic option for those who want to earn cash back without an annual fee. With a strong focus on gas and grocery purchases, it provides a straightforward rewards structure that is easy to understand and maximize.

Pros:

  • No annual fee
  • High cash back on gas and groceries

Cons:

  • Limited to specific categories
  • Lower cash back on non-grocery purchases
Apply now →

The SimplyCash Card from American Express is well-suited for individuals who prioritize cash back on everyday purchases, particularly in gas and grocery categories, without the burden of an annual fee. Its straightforward rewards structure makes it an attractive option for consumers seeking simplicity and value in their credit card experience.

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