Simplii Financial Cash Back Visa Card 2026 Review

Annual fee
CA$0
Rewards rate
4%-0.5%
Welcome Bonus
CA$100
Apply Now →on Simplii Financial's website

  • 4%Cash back at restaurants and bars
  • 1.5%Cash back on groceries, gas, drugstores, and pre-authorized payments
  • 0.5%Cash back on all other purchases

Welcome Bonus:

Earn up to $100 cash back in your first 3 months when you spend up to $500 on eligible purchases.

Reward Rate:

Earn up to 4% cash back at restaurants and bars, 1.5% on groceries, gas, drugstores, and pre-authorized payments, and 0.5% on all other purchases.

What sets the Simplii Financial Cash Back Visa Card apart is its impressive cash back rate on dining, making it a strong contender for those who frequently eat out or order in.

Pros:

  • No annual fee
  • High cash back on dining

Cons:

  • Limited cash back on non-eligible categories
  • Foreign transaction fees apply
Apply now →

The Simplii Financial Cash Back Visa Card is particularly suitable for individuals who regularly dine out or order food, given its high cash back rate on these purchases. With no annual fee and a competitive rewards structure, it offers a practical option for consumers looking to maximize their cash back on everyday spending.

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