Scotiabank StartRight® Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Scotiabank StartRight® Credit Card4.8/5

Scotiabank

Annual fee
CA$150
Rewards rate
3%-0.5%
Welcome Bonus
CA$1,500
Apply Now →on Scotiabank's website

  • 3%Scene+ points on every $1 spent

Welcome Bonus:

Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points.

Reward Rate:

Earn 3 Scene+ points on every $1 you spend.

The Scotiabank StartRight® Credit Card stands out as the top choice because it offers an impressive welcome bonus and rewards structure tailored for newcomers to Canada. With no credit history required, it provides an accessible entry point into the Canadian credit system.

Pros:

  • High welcome bonus for newcomers
  • No credit history required

Cons:

  • Annual fee applies
  • Limited to newcomers
Apply now →

The Scotiabank StartRight® Credit Card is particularly suitable for newcomers to Canada seeking to build their credit history without the need for an existing credit score. With a competitive welcome bonus and a straightforward rewards structure, it offers a valuable opportunity for those looking to establish themselves financially in a new country.

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