Scotiabank Platinum American Express Card 2026 Review

Annual fee
CA$399
Rewards rate
2%-4%
Welcome Bonus
80,000 Scene+ points
Apply Now →on Scotiabank's website

  • 4%Points on travel booked through Scene+ Travel.
  • 2%Points on all other eligible purchases.

Welcome Bonus:

60,000 points after spending $3,000 in the first three months, and an additional 20,000 points after spending $10,000 in the first 14 months.

Reward Rate:

2 points per dollar on all eligible purchases, 4 points on travel booked through Scene+ Travel.

The Scotiabank Platinum American Express Card earns the #1 spot due to its exceptional rewards structure, offering 2 points on all purchases and 4 points on travel, alongside premium benefits like airport lounge access and comprehensive travel insurance, making it ideal for frequent travelers.

Pros:

  • High rewards on travel
  • Comprehensive travel insurance

Cons:

  • High annual fee
  • Requires significant spending to maximize rewards
Apply now →

The Scotiabank Platinum American Express Card is well-suited for frequent travelers who can maximize the value of its rewards structure and premium benefits, including travel insurance and airport lounge access. However, the annual fee may be a consideration for those who do not travel often or spend significantly on travel-related purchases.

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