Scotiabank Gold American Express® Card 2026 Review

Annual fee
CA$120
Rewards rate
6%-1%
Welcome Bonus
45,000 Scene+ points
Apply Now →on Scotiabank's website

  • 6%Scene+ points on groceries
  • 5%Scene+ points on dining and entertainment
  • 1%Scene+ points on all other purchases

Welcome Bonus:

Earn 45,000 bonus Scene+ points when you spend $2,000 in the first 3 months.

Reward Rate:

Earn 6x Scene+ points on groceries and 5x Scene+ points on dining and entertainment.

The Scotiabank Gold American Express® Card earns its place due to its high rewards rate on groceries and dining, making it an excellent choice for food lovers. Additionally, the lack of foreign transaction fees adds to its appeal for travelers.

Pros:

  • High rewards on groceries and dining
  • No foreign transaction fees

Cons:

  • Annual fee
  • Spending requirement for bonus
Apply now →

The Scotiabank Gold American Express® Card is well-suited for individuals who frequently spend on groceries and dining, offering a competitive rewards rate in these categories, along with added benefits for travelers due to the absence of foreign transaction fees. However, potential applicants should consider the annual fee and ensure that their spending habits align with the card's strengths to maximize value.

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