Scotiabank Gold American Express Card 2026 Review

Annual fee
CA$120
Rewards rate
6%-3%
Welcome Bonus
CA$450
Apply Now →on Scotiabank's website

  • 6%Points at select grocers
  • 5%Points on dining and entertainment
  • 3%Points on gas, transit, and streaming

Welcome Bonus:

Earn $450 in travel rewards (45,000 bonus Scene+ points) for spending CA$2,000 within the first 3 months.

Reward Rate:

Earn 6x points at select grocers, 5x on dining/entertainment, and 3x on gas/transit/streaming.

The Scotiabank Gold American Express Card shines for its high-value rewards structure, particularly for grocery and dining purchases, making it an excellent choice for those who want to maximize their rewards while enjoying no foreign transaction fees.

Pros:

  • High rewards on grocery spending
  • No foreign transaction fees

Cons:

  • Annual fee applies
  • Limited acceptance compared to Visa
Apply now →

The Scotiabank Gold American Express Card is particularly well-suited for frequent grocery shoppers and dining enthusiasts looking to earn substantial rewards without incurring foreign transaction fees. With its competitive rewards structure and welcome bonus, it may be a valuable option for those who can effectively leverage its benefits against the annual fee.

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