Scotiabank American Express Card 2026 Review

Annual fee
CA$0
Rewards rate
3%-1%
Welcome Bonus
10,000 Scene+ points
Apply Now →on Scotiabank's website

  • 3%Scene+ points at Empire grocery stores
  • 2%Scene+ points on grocery, dining, entertainment, and recurring bills

Welcome Bonus:

Earn up to 10,000 Scene+ points after $250 in eligible purchases within the first 3 months.

Reward Rate:

Earn 3x Scene+ points at Empire grocery stores, plus 2x Scene+ points on grocery, dining, entertainment, and recurring bills.

The Scotiabank American Express Card stands out as the top choice because it offers a no-annual-fee structure while providing excellent rewards on everyday purchases, particularly in grocery and dining categories.

Pros:

  • No annual fee
  • Good rewards on everyday spending

Cons:

  • Limited to specific categories for higher rewards
  • Foreign transaction fees may apply
Apply now →

The Scotiabank American Express Card is well-suited for consumers who frequently spend on groceries and dining, as it offers a competitive rewards rate in these categories without incurring an annual fee. Its welcome bonus further enhances its appeal for new cardholders looking to maximize their rewards potential.

Frequently Asked Questions