Annual fee
CA$20
Rewards rate
null%-null%
Welcome Bonus
0.99% introductory interest rate for the first 10 months on balance transfers.
Apply Now →on RBC's website
- No rewards breakdown available
Welcome Bonus:
0.99% introductory interest rate for the first 10 months on balance transfers.
Reward Rate:
No rewards points on purchases.
This card shines for its low fixed interest rate and introductory balance transfer offer, making it a great option for those who need to manage their debt effectively without the distraction of rewards.
Pros:
- Low interest rates
- First-year annual fee waiver
Cons:
- No rewards
- Limited benefits
The RBC Visa Classic Low Rate Option is well-suited for individuals looking to minimize interest charges on existing debt or those who prioritize low rates over rewards. With its affordable annual fee and fixed interest rate, it caters to consumers seeking a straightforward credit solution without the complexities of a rewards program.