Annual fee
CA$0
Rewards rate
null%-null%
Welcome Bonus
Potential $50 bonus tied to specific promotions.
Apply Now →on RBC's website
- No rewards breakdown available
Welcome Bonus:
Potential $50 bonus tied to specific promotions.
Reward Rate:
No rewards points on purchases.
A key differentiator is that the RBC Rate Advantage Visa bases its interest rates on the cardholder's credit score, offering potentially lower rates for those with better credit, making it a smart choice for cost-conscious borrowers.
Pros:
- Variable interest rates based on credit score
- No annual fee
Cons:
- No rewards
- Variable rates can be high
The RBC Rate Advantage Visa is particularly suitable for individuals with strong credit scores who prioritize lower interest rates over rewards or bonuses. With no annual fee, this card can be a cost-effective option for those looking to manage their borrowing costs efficiently.