RBC Ion+ Visa 2026 Review

Annual fee
CA$0
Rewards rate
3%-1.5%
Welcome Bonus
7,000 Welcome Points
Apply Now →on RBC's website

  • 3%Avion points on groceries, gas, dining
  • 1.5%Avion points on other purchases

Welcome Bonus:

Get 7,000 Welcome Points and earn 14,000 bonus points when you spend $1,500 in your first 6 months.

Reward Rate:

Earn 3x Avion points on groceries, gas, dining, and more.

The RBC Ion+ Visa shines for its low monthly fee and the ability to earn 3x Avion points on essential purchases like groceries and gas. This card is particularly appealing for those who want to maximize rewards on everyday spending without the burden of an annual fee.

Pros:

  • No annual fee
  • Flexible rewards program

Cons:

  • Lower rewards on non-bonus categories
  • Monthly fee for Ion+ version
Apply now →

The RBC Ion+ Visa is a suitable option for individuals seeking to earn rewards on everyday purchases, particularly in categories such as groceries and gas, without incurring an annual fee. Its competitive reward structure and welcome bonus make it an attractive choice for those who prioritize maximizing their spending efficiency.

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