PC World Elite Mastercard 2026 Review

PC World Elite Mastercard4.0/5

PC Financial

Annual fee
CA$0
Rewards rate
4.5%-1%
Welcome Bonus
20,000 PC Optimum points
Apply Now →on PC Financial's website

  • 4.5%Points at Shoppers Drug Mart
  • 3%Points at participating grocery stores
  • 1%Points on all other purchases

Welcome Bonus:

Earn 20,000 PC Optimum points after your first purchase.

Reward Rate:

Earn 4.5% back in points at Shoppers Drug Mart and 3% at participating grocery stores.

The PC World Elite Mastercard is ideal for frequent shoppers at PC-affiliated stores, offering high earn rates and valuable rewards without an annual fee.

Pros:

  • High earn rates at grocery and pharmacy
  • No annual fee

Cons:

  • Requires specific spending to maximize rewards
  • Limited to PC stores for higher rewards
Apply now →

The PC World Elite Mastercard is particularly suitable for individuals who regularly shop at PC-affiliated retailers and are looking to maximize their rewards without incurring an annual fee. Its generous earning potential and welcome bonus make it a strong choice for those who frequently engage with the PC Optimum program.

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