KOHO Extra
KOHO
- 1.5%Cash back on groceries, dining, and transportation
- 0.25%Cash back on all other purchases
New users can receive a $20 cash bonus upon making their first purchase within 30 days of registration.
Earn 1.5% cash back on groceries, dining, and transportation, plus 0.25% on all other purchases.
A key differentiator is the KOHO Extra's ability to offer 1.5% cash back on essential spending categories like groceries and dining, making it a valuable tool for everyday purchases. Coupled with a competitive interest rate on balances, it provides a unique blend of rewards and financial management.
Pros:
- No foreign transaction fees
- High interest on balance
Cons:
- Monthly fee applies
- Limited cash back categories
The KOHO Extra credit card may be particularly suitable for individuals who frequently spend on essential categories such as groceries and dining, as it offers a solid cash back rate of 1.5% in these areas. With its manageable annual fee and competitive interest rate, it can serve as an effective financial tool for those looking to maximize rewards on everyday expenses while maintaining control over their spending.