Home Trust Preferred Visa 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Home Trust Preferred Visa4.2/5

Home Trust

Annual fee
CA$0
Rewards rate
1%-0%
Welcome Bonus
N/A
Apply Now →on Home Trust's website

  • 1%Cash back on all eligible purchases

Welcome Bonus:

N/A

Reward Rate:

Earn 1% cash back on all eligible purchases.

The standout feature here is its simplicity, offering a straightforward 1% cash back on all purchases without the burden of annual fees.

Pros:

  • No annual fee
  • No foreign transaction fees

Cons:

  • No rewards on foreign currency purchases
  • Limited rewards structure
Apply now →

The Home Trust Preferred Visa is a suitable option for individuals seeking a no-annual-fee credit card that provides a flat 1% cash back on all purchases. Its straightforward rewards structure makes it ideal for those who prefer simplicity in their credit card usage without the complexities of tiered reward systems or welcome bonuses.

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