- No rewards breakdown available
Transfer your credit card balance of $100 or more — get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate.
The CIBC Select Visa Card does not earn standard purchase rewards or cash back.
What sets this card apart is its promotional balance transfer offer, allowing cardholders to manage their debt effectively while enjoying a low annual fee.
Pros:
- 0% interest for up to 10 months on balance transfers
- Low annual fee
Cons:
- No rewards program
- Higher interest rates after promotional period
The CIBC Select Visa Card is best suited for individuals seeking a low-cost option for managing existing credit card debt through its promotional balance transfer offer, making it a practical choice for those focused on debt repayment rather than rewards or perks. With its modest annual fee and lack of a welcome bonus, it appeals primarily to budget-conscious consumers looking for straightforward financial management.