- No rewards breakdown available
Transfer your credit card balance of $100 or more — get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate.
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The standout feature here is the 0% interest on balance transfers for the first 10 months, which provides a significant opportunity for cardholders to manage existing debt without incurring additional interest.
Pros:
- First year annual fee rebate
- 0% interest on balance transfers for 10 months
Cons:
- Annual fee after the first year
- Limited rewards
The CIBC Select Visa Card is particularly suitable for individuals looking to consolidate existing debt or manage their finances effectively, thanks to its 0% interest on balance transfers for the first 10 months. However, potential applicants should consider the modest annual fee and the absence of rewards or welcome bonuses when determining if this card aligns with their financial needs.