Annual fee
CA$120
Rewards rate
4%-1%
Welcome Bonus
10% cash back
Apply Now →on CIBC's website
- 4%Cash back on gas, groceries, and EV charging
- 2%Cash back on dining and transportation
- 1%Cash back on all other purchases
Welcome Bonus:
Earn 10% cash back for the first 4 months, up to $250.
Reward Rate:
Earn 4% cash back on gas, groceries, and EV charging.
The CIBC Dividend Visa Infinite Card is an excellent choice for those who spend heavily on gas and groceries, offering high cash back rates and no limits on earnings.
Pros:
- High cash back on essential categories
- No limit on cash back earned
Cons:
- Annual fee
- Requires significant spending to maximize benefits
The CIBC Dividend Visa Infinite Card is well-suited for individuals who frequently spend on gas and groceries, as it offers competitive cash back rates in these categories and no limits on earnings. However, potential users should consider the annual fee and their spending habits to determine if the card aligns with their financial goals.